See also the Community-Based Housing Section.
Adequate Housing for Missourians
143A McDonnell Blvd.
Hazelwood, MO 63042
314/993-3398
http://www.AHFM.org
Adequate Housing for Missourians is an advocacy and action-oriented organization promoting expanded housing opportunities for very low-income families, but providing no direct housing or services. Participation of homeless and low-income people is encouraged. No dues required, only an interest in low-income housing. An emergency home repair program is available for low-income homeowners.
American Red Cross: Family Assistance
4050 Lindell
St. Louis, MO 63108
314/658-2068
http://www.redcrossstl.org
The Red Cross provides mortgage assistance to clients facing foreclosure, according to the following terms: 1) Must be in serious default on mortgage with letter from mortgagor verifying the same; 2) Must provide proof of income; 3) Must provide proof of emergency that caused the default; and 4) Must reside in St. Louis City or County. Red Cross Disaster Services provides food, clothing, and rent to families after a fire to get them resettled.
Building and Construction Trades Council of Greater St. Louis, AFL-CIO
2300 Hampton Ave., Suite B
St. Louis, MO 63139
314/647-0628
The Building and Construction Trades Council of Greater St. Louis acts as a go-between for labor and management. It handles disputes between the two groups as well as lobbies for workers’ rights in the construction trades. The Building and Construction Trades Council also negotiates project labor agreements.
Carpenters’ District Council of Greater St. Louis, AFL-CIO
1401 Hampton Ave.
St. Louis, MO 63139
314/644-4800
http://www.carpdc.org
The Carpenters’ District Council of Greater St. Louis (CDC) and its more than 13,000 skilled craftsmen serve the eastern half of Missouri. The CDC works continuously to maintain and increase work for its members. CDC also provides the Greater St. Louis area with quality construction, a competitive home mortgage program, and a strong commitment to innovative, creative and progressive leadership. The CDC was chartered on August 6, 1915 and is affiliated with the United Brotherhood of Carpenters and with Joiners of America, AFL-CIO. With the St. Louis Works Partnership, the St. Louis Carpenters’ District Council is responsible for job recruitment and training of public housing residents, TANF recipients and Empowerment Zone residents, for jobs in the construction industry.
Catholic Charities of St. Louis
4532 Lindell Blvd.
St. Louis, MO 63108
314/367-5500
http://www.ccstl.org
Through its Catholic Commission on Housing, Catholic Charities offers assistance, counseling, support services and “gap financing” to enable low-income families to become first time homeowners.
Ecumenical Housing Production Corporation (EHPC)
7477 Delmar Blvd.
St. Louis, MO 63130
314/862-8130
EHPC makes permanent housing available to homeless and low-income families and provide a supportive environment to help families move toward self-sufficiency and prevent homelessness. EHPC provides rent assistance certificates and help for families with children, but clients must show a desire to take advantage of the opportunity.
Fannie Mae
701 Market
St. Louis, MO 63101
314/421-6444
http://www.fanniemae.com
Fannie Mae’s goal is to help more families achieve the American dream of homeownership. They do that by providing financial products and services that make it possible for low-, moderate- and middle-income families to buy homes of their own. Since Fannie Mae began in 1968, it has helped more than 30 million families achieve the American dream of homeownership.
Habitat for Humanity St. Louis
1024 South Vandeventer Avenue
St. Louis, MO 63110
314/371-0400
http://www.habitat.org
Habitat for Humanity provides home ownership opportunities for low-income families with the following qualifications: total family income must be $10-25,000/yr., the head of household must be a St. Louis resident for one year, and no Section 8 is used. The Habitat St. Louis program has been active in the Forest Park Southeast, Ville, and Hamilton Heights neighborhoods. Habitat building blitzes involve people from all walks of life, including the future home owners, who are required to invest “sweat equity” into their new homes. Habitat also operates “ReStore,” a construction material resale shop.
Home Builders Association of Greater St. Louis (HBA)
10104 Old Olive St. Rd.
St. Louis, MO 63141
314/994-7700
http://www.stlhba.com
The Home Builders Association of Greater St. Louis began in 1934 when seven builders started the Builder’s Guild. In the 60+ years since, the HBA has grown to more than 1,100 members and is one of the most active local building industry associations across the country. It covers the geographic areas of St. Louis City and the counties of St. Louis, St. Charles, Jefferson, Franklin, Warren, Lincoln, and Washington.
Justine Petersen Housing & Reinvestment Corporation (JPHRC)
5031 Northrup
St. Louis, MO 63110
314/664-5051
http://stlouis.missouri.org/501c/petersen
The late Justine Petersen was a leader in developing special mortgages for first-time homebuyers in St. Louis. JPHRC’s programs are modeled after the plan Ms. Petersen created with local banks and community development organizations. At JPHRC, the goal is to help families and individuals reach their goals. They do so by helping low- and moderate-income families and individuals buy homes and build financial assets for the long term. JPHRC also helps low- and moderate-income families establish Individual Development Accounts, matched savings accounts to use when saving for home improvement, home repairs, education, or starting a business.
Metropolitan St. Louis Equal Housing Opportunity Council (EHOC)
1027 South Vandeventer Avenue, Fourth Floor
St. Louis, MO 63110
314/ 534-5800
http://stlouis.missouri.org/501c/ehoc
EHOC seeks to ensure equal access to housing for all people through education, counseling, investigation and enforcement. They are the only private, not-for-profit fair housing enforcement agency working to end illegal housing discrimination. They serve anyone in the Missouri counties of St. Louis, St. Charles, Franklin, Jefferson, as well as the City of St. Louis; and in the Illinois counties of St. Clair, Madison, and Monroe.
Missouri Housing Development Corporation (MHDC)
3435 Broadway
Kansas City, MO 64111
816/759- 6600
http://www.mhdc.com
The 75th Missouri General Assembly established MHDC in 1969. Since that time, MHDC has encouraged and assisted in the production of affordable rental housing and provided homeownership opportunities for thousands of families. The mission of MHDC remains to provide quality, safe, affordable housing for low- and moderate-income citizens of Missouri.
Neighborhood Housing Services of St. Louis, Inc. (NHS)
4156 Manchester Ave.
St. Louis, MO 63110
314/533-0600
http://stlouis.missouri.org/development/houseProgs/NHS.html
NHS administers the Code Enforcement Revolving Loan Program, which offers low-interest loans to low-income homeowners who have been cited by the Building Division to make exterior code repairs. The maximum loan is $6,000. Repayment may be waived for elderly and/or handicapped persons. NHS also administers the High Risk Revolving Loan Program, which offers low interest rates to homeowners in the Fox Park and Tower Grove East neighborhoods (Wards 7 and 9).
Regional Housing and Community Development Alliance (RHCDA)
611 Olive St., Room 1641
St. Louis, MO 63101
314/231-9400
http://www.rhcda.com
The mission of RHCDA is to increase the production of affordable housing in St. Louis and improve the quality of housing management services. RHCDA provides technical assistance to developers of affordable housing to help develop their capacity as non-profit affordable housing developers. RHCDA also provides long term asset management services for projects in which it is involved, and other technical assistance for participating projects.
St. Louis Association of Realtors
12777 Olive St.
St. Louis, MO 63141
314/576-0033
http://www.stlrealtors.com
The mission of the St. Louis Association of Realtors is to provide the necessary services to all members by supporting them in successfully conducting their business in a cooperative, ethical, and professional manner. The “We Love the City” Realtors group within the St. Louis Association of Realtors works to promote city home buying and to counteract unintentional and intentional attempts to steer prospective home buyers away from the City.
St. Louis Equity Fund
707 N. 2nd St., Suite 308
St. Louis, MO 63102
314/436-7810
The Equity Fund is a blend of private business and government started by Civic Progress in 1988 through the Ecumenical Housing Production Corporation that has produced more than 1,300 affordable homes for poor people around the St. Louis area. Companies invest in low-income housing and get tax credits in return. The fund supplies money to neighborhood groups, private developers and others. A new spin-off organization was set up in 1998, Community Asset Management Co. (CAMCO) that manages rental housing and provides social services for the tenants for 10 percent of the rental income.
St. Louis Housing Authority (SLHA)
4100 Lindell Boulevard
St. Louis, MO 63108
314/531-4770
http://stlouis.missouri.org/government/housath.html
The SLHA, funded by HUD, owns and operates conventional public housing, manages the Section 8 tenant-based voucher and certificate programs, and develops new public housing. SLHA also administers the placement of persons on the waiting list into housing units as they become available. These placements stress scattered site locations. SLHA also works with the tenant management corporations at Carr Square and at Blumeyer, and with the tenant affairs boards of the other public housing centers. SLHA is actively involved in the HOPE VI-funded revitalization and reconfiguration of the Darst-Webbe and Vaughn (Murphy Park) public housing complexes.
St. Louis Reinvestment Corporation (SLRC)
P.O. Box 771761
St. Louis, MO 63177
314/588-9334
http://www.slrc.com
The mission of SLRC, a faith-based, non-profit corporation, is to provide counseling, education, and access to financial assistance to help ensure successful home ownership in the primary geographic area of St. Louis City and St. Louis County. This focuses on helping low- and moderate-income people attain grant assistance for first-time home buying.