| HUD data for St. Louis Area Median Income for FYs 2000 and 2001; and HUD income-category definitions. |
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MSA: St. Louis, MO-IL FY 2001 income limits (source PDF file)
| # in family: | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| 30% (extremely low income) | 12700 | 14500 | 16300 | 18100 | 19550 | 21000 | 22450 | 23900 |
| 50% (very low income) | 21150 | 24150 | 27200 | 30200 | 32600 | 35050 | 37450 | 39850 |
| 80% (low income) | 33800 | 38650 | 43500 | 48300 | 52200 | 56050 | 59900 | 63800 |
| # bedrooms: | 0 | 1 | 2 | 3 | 4 |
| monthly rent: | 396 | 482 | 625 | 814 | 899 |
| # in family: | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| 30% (extremely low income) | 10300 | 11750 | 13250 | 14700 | 15900 | 17050 | 18250 | 19400 |
| 50% (very low income) | 17150 | 19600 | 22050 | 24500 | 26450 | 28400 | 30400 | 32350 |
| 80% (low income) | 27450 | 31350 | 35300 | 39200 | 42350 | 45450 | 48600 | 51750 |
| # bedrooms: | 0 | 1 | 2 | 3 | 4 |
| Monthly rent: | 323 | 393 | 510 | 664 | 734 |
Income Categories
HUD-adjusted area median family income (HAMFI) In 1974, Congress defined "low income" and "very low income" for HUD rental programs as incomes not exceeding 80 and 50 percent, respectively, of the area median family income, as adjusted by HUD. Statutory adjustments now include upper and lower caps for areas with low or high ratios of housing costs to income and, for each nonmetropolitan county, a lower cap equal to its State's nonmetropolitan average. Estimates of the median family income and the official income cutoffs for each metropolitan area and nonmetropolitan county are based on the most recent decennial census results and then updated each year by HUD. Each base income cutoff is assumed to apply to a household of four, and official cutoffs are further adjusted by household size: one person, 70 percent of base; two persons, 80 percent; three persons, 90 percent; five persons, 108 percent; six persons, 116 percent; and so on.Low income Reported income not in excess of 80 percent of HAMFI or, if lower, the national median family income. According to the AHS, in 1997, 42 percent of U.S. households reported incomes that fell below the low-income cutoffs.
Very low income Income not in excess of 50 percent of HAMFI. In 1997, 27 percent of U.S. households reported income below the very-low-income cutoffs.
Extremely low income Income not in excess of 30 percent of HAMFI. In 1997, 16 percent of U.S. households reported income below 30 percent of HAMFI.
Poor Household income below the official national poverty cutoffs for the United States for that household size. The poverty cutoff for a family of four approximates 33 percent of HAMFI. Forty-four percent of very-low-income households and 85 percent of extremely-low-income households are poor.
Middle income For this report, income between 81 and 120 percent of HAMFI. About one-fifth of U.S. households (19 percent) reported income in this category in 1997.
Upper income For this report, income above 120 percent of HAMFI. Almost two-fifths of U.S. households (39 percent) reported income in this category in 1997.
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